FinComBank: The First Bank in Moldova Offering the Lowest Interest Loans for SMEs

FinComBank: The First Bank in Moldova Offering the Lowest Interest Loans for SMEs

• 10.05.2016

May 10, 2016, FinComBank reduces its interest rate on loans in MDL and foreign currency for small and medium-sized enterprises. Thus, FinComBank follows its strategy of SMEs supporting bank.
About 75% of all loans offered by FinComBank were intended for micro, small and medium-sized enterprises in the country (as of December 31, 2015). For 2015, 25% of total loans to private entrepreneurs in Moldova were issued by FinComBank.

FinComBank is a pioneer in applying the most efficient solutions to businesses in building products and services in the financial and banking sector. Today it is a medium-sized, well positioned and profitable bank with a professional and dedicated team. Currently, FinComBank has 17 subsidiaries and 67 agencies located throughout the country and the bank\'s clients are individuals, legal entities and foreign nationals.

In March 2016 FinComBank was ranked the 4th in the Rating of transparency and quality of shareholders in the Moldovan banking sector. Expert Group Analytical and Independent Center was in the top. Recently, FinComBank was awarded by the international organization VISA for implementation of “Verified by Visa” (VbV) service.

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FinComBank, established in 1993, is one of the leading universal commercial banks in Moldova. FinComBank offers a wide range of corporate and investment banking services to both local and foreign nationals. The clients of FinComBank include individuals, small and medium-sized businesses, as well as large enterprises, representing all key sectors of the economy. Over several years the bank has a successful collaboration with the World Bank, the European Fund for Southeast Europe, the Overseas Private Investment Corporation (OPIC), FinComBank is a member of the Rural Financial Services and Agribusiness Development Project (IFAD), the Rural Investment and Services Project (RISP) and the Agricultural Competitiveness Improvement Project, phase II (ACIP).

Începând de astăzi, 10 mai 2016, FinComBank micșorează rata dobânzii la creditele în lei și în valuta străină oferite pentru întreprinderile mici și mijlocii. Astfel, FinComBank urmează strategia sa de bancă care susține ÎMM-urile.
Circa 75% din totalul creditelor oferite de către FinComBank au fost destinate întreprinderilor micro, mici și mijlocii din țară (situația la 31 decembrie 2015). Pentru anul 2015, 25% din totalul creditelor acordate antreprenorilor individuali (sau persoanele fizice care practică activitatea de întreprinzător) din Republica Moldova au fost emise de FinComBank.

FinComBank urmează poziția de pionier în aplicarea celor mai eficiente soluții pentru mediul de afaceri în construirea produselor și serviciilor din domeniul financiar - bancar. Astăzi este o bancă de dimensiuni medii bine poziționată, profitabilă, cu o echipa profesionistă și dedicată. În prezent, FinComBank deține 17 filiale şi 67 agenţii plasate în toată țara, iar clienții băncii includ persoanele fizice, juridice și cetățeni străini.

În martie 2016, FinComBank a fost clasat pe locul 4 în Ratingul transparenței și calității acționarilor din sectorul bancar al Republicii Moldova. Topul a fost creat de Expert-Group Centrul Analitic și Independent. Recent, FinComBank a fost premiată de către organizația internațională VISA pentru implementarea serviciului „Verified by Visa-emisie” (VbV).

Начиная с сегодняшнего дня, 10 мая 2016 года, «FinComBank» снижает процентную ставку по кредитам в леях и иностранной валюте, предоставляемым малым и средним предприятиям. Таким образом, «FinComBank» следует своей стратегии банка, который поддерживает МСП.
Около 75% всех кредитов, предоставленных «FinComBank», предназначались для микро-, малых и средних предприятий в стране (ситуация на 31 декабря 2015 года). В 2015 году 25% всех кредитов, предоставленных частным предпринимателям в Республике Молдова, были выданы банком «FinComBank».
«FinComBank» является пионером в области применения наиболее эффективных решений для бизнеса в создании продуктов и услуг в финансово-банковском секторе. Сегодня это банк среднего размера, хорошо позиционируемый, прибыльный, с профессиональной и лояльной командой. В настоящее время «FinComBank» владеет 17 филиалами и 67 агентствами, расположенными по всей стране, а среди клиентов банка – физические лица, юридические лица и иностранные граждане.

В марте 2016 года «FinComBank» занял 4-е место в Рейтинге прозрачности и качества акционеров банковского сектора Республики Молдова. Рейтинг был составлен экспертной группой – Независимым аналитическим центром. Недавно «FinComBank» был награжден международной организацией VISA за внедрение сервиса «Verified By Visa по эмиссии» (VbV).
 

FinComBank

FinComBank was established in July 1993 as a joint-stock company. Today it is a well-positioned, highly profitable mid-sized bank with a very professional and dedicated management team. FinComBank provides a wide range of corporate and investment banking services to Moldovan and foreign clients. The Bank’s customers include individuals, micro, small and medium enterprises, representing all the main sectors of the Moldovan economy. However, FinComBank considers being a priority servicing micro- and small business as well as private individual entrepreneurs. 90% of new credits are issued to SMEs. FinComBank’s 17 branches and 67 agencies are located all over the Republic. At present, the Bank has 139 shareholders, 575 employees, and over 110 thousand clients. In August 2007 widely well-known venture Western NIS Enterprises Fund (WNISEF) became one of the major shareholders of FinComBank after purchase of 25 percent of the bank’s shares. Since 1995 the Bank has had its annual financial audits conducted according to international standards initially by Coopers & Lybrand/PriceWaterhouseCoopers), then by Ernst & Young. As a result it has maintained its financial strength by complying with all international standards concerning liquidity margins and capital adequacy required under the Basle Accords. The Bank is one of the founders of the Banking Association of Moldova and the Moldovan Stock Exchange and a member of the American Chamber of Commerce in Moldova (AmCham).